Will My Insurance Company Pay for a Liposuction Surgery?

More Liposuction Surgery Information

Liposuction is usually a cosmetic procedure that is used to remove fatty tissue from areas of a person’s body.  A person who is a good candidate for liposuction usually is close to their ideal body weight and in good physical condition.  This type of procedure is not usually considered “medically necessary”; liposuction is usually done for aesthetic reasons and not medical reasons.  Insurance companies usually only assist with payment on procedures that are medically necessary meaning that a person’s health is dependent on having the surgery.  There are several types of liposuction procedures that insurance companies might help pay for.  One is liposuction to breast tissue.  Large, pendulous breasts might be responsible for medical problems like back pain and therefore this type of procedure would be deemed necessary to have done in order to improve a person’s health.  Another medically necessary condition where liposuction could be necessary is in lymphedema.  Lymphedema is a serious condition in which lymphatic fluid drains into surrounding tissue and causes severe swelling.

Other Payment Options for Liposuction Surgery

Liposuction is not the only option for removing fat from your body.  Often a healthy diet and regular exercise can help improve areas where fat has deposited.  Another option that many people considering liposuction explore is financing for their procedure.  There are many companies that provide loans for cosmetic procedures. 

Consult with a Lipoplasty Plastic Surgeon

Visiting a trained, professional plastic surgeon is the first step if understanding if your condition is something that an insurance company deems is medically necessary.  Many surgeons are also able to refer you to companies that assist with financing cosmetic procedures.