Have you considered having cosmetic surgery only to be deterred by the seemingly overwhelming costs? The cost of cosmetic procedures is high just about anywhere; but in addition to the surgeon you choose, fees for plastic surgery may be higher depending on the city and state in which you choose to have your procedure done. If you’re like many, you likely think the price of plastic surgery can only be afforded by the rich and famous. Think again; there are several methods to finance your cosmetic procedure which offer affordable payment rates and reasonable schedules. Simply ask a reputable surgeon or clinic to refer you to their medical loan affiliate for an idea about how financing cosmetic surgery works, or ask them about a payment plan that can work with your budget. If paying for your cosmetic procedure seems daunting, make sure you research the full cost of plastic surgery. Often, there are hidden costs associated with cosmetic surgery, which, until you ask your surgeon or clinic, remain hidden. Things like anesthetic cost and recovery products can sneak up on you and lead to unplanned expenses. Take care to factor in the cost of recovery time off from work, medication and extra taxes - remember that only about 60% to 80% of the cost of cosmetic surgery is actually your surgeon’s fee. It can also pay to know what your medical insurance will really cover before you consider plastic surgery. If you have health problems associated with heavy breasts and require a breast reduction, or require reconstructive surgery of the breast, you can qualify to have your procedure paid for by your medical insurance company. Similarly, nose surgeries, abdominal surgery and some eye procedures and ear surgery can be covered by medical insurance provided that your health is affected by your condition due to disease or injury. While most medical insurers do not pay for cosmetic surgery, make sure to research carefully what can and cannot be covered. Spend some time researching the ways you can finance your cosmetic surgery, your medical coverage and all of the costs involved with cosmetic surgery before making a final decision. Remember, an investment in your self is the best investment of all – do the research and keep it safe.